Varney Jallah and I are debunking some credit score myths! Varney shares some tips with us on how to boost your credit score. He also breaks down how our credit scores are calculated.
Here's what you need to remember: 35-30-15-10-10
You don't want to miss the first part of this conversation!
Stay tuned for parts two and three to be uploaded soon. We're going to talk about down payment assistance and the home buying process.
To schedule your FREE credit analysis with Varney use this link: https://bit.ly/3GvyHau
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Located in North Carolina, I specialize in Mebane, Burlington, Graham, Gibsonville, Elon, Whitsett, Greensboro areas. Feel free to email me sacolalehr@epique.me for a confidential, no pressure conversation.
The importance of credit score (00:00:53)
Payment history and its impact on credit score (00:01:35)
Utilization and maintaining low credit card balances (00:03:42)
The importance of revolving credit (00:09:08)
How to get a secure credit card (00:10:01)
Advice for college students (00:12:04)
The importance of tracking all three credit scores (00:18:03)
The three FICO scores used by mortgage lenders (00:18:52)
How to determine the middle score for mortgage applications (00:18:52)
Purchase The Not So Secret Guide To Boost Your Credit Score (Affiliate Link): https://amzn.to/41NKlbt
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